PNW bAV Rechner

Our gross-net calculator shows how you can benefit from a company pension plan.

In the company pension scheme, the employer pays part of your gross salary tax-free and social security contributions in the pension for you. This is how you build up your retirement insurance step by step.

The contributions are conveniently withheld monthly from your gross salary.

At the beginning of the pension, you will receive a lifelong pension or alternatively the capital. The benefits are taxable and are subject to the statutory health and long-term care insurance. But since most retired workers have less income, the tax rate is usually much lower.

Alternatively, you can also pay your capital adequacy benefits (VL) into the company pension scheme. Also in this case you save taxes and social security contributions.

If you top up the VL benefits with your own contributions, you can - with the same net pay - invest a higher amount in your pensions.

You'll be amazed at how little you lose from your net salary when you make provision for occupational pensions. Just calculate it.

You can conveniently send the results of your calculations as a PDF by e-mail.